The Tang Dynasty costume drama "Feng Yue Jin Bao" started, and Hu Bingqing Zhaizi Road started the journey of finding love and exploring cases.

On December 20th, a launching ceremony was held in Hengdian for the new costume drama "Feng Yue Jin Bao" produced by Tangren Film and Television, and all the creative teams appeared at the launching site. Cai Yinong is the chief producer, directed by Gu Qiming, starring Hu Bingqing, Zhai Zilu, He Peng and Ding Xiaoying, and starring Feng Xiaotong, Anne Girl, Zhai Yujia, Sun Yali and Zhai Yujia. Kyle, Wang Zhen, Yixiao Li, Apollo, Haofei Li, etc.

"Romantic Tips" tells the story of Luo Shu, whose fate is bumpy. Because of his insight into people’s hearts and understanding, he won the name "Tips". In order to get rid of the shackles, she volunteered to help Han Muzhi, the new county magistrate, solve a big case. Since then, she has temporarily stayed in the county government to help with the investigation. In the process, she got to know Qi Menglin, a handsome boy who wants to travel around the rivers and lakes. Together, they have repeatedly solved strange cases and learned the story of mutual love and common growth.

Assembling the quality team of powerful actors, Hu Bingqing Zhaizilu joined hands to explore the case

At the same time as the official announcement of the boot, the concept poster and the boot site map were also exposed. In the concept poster released for the first time, the case hanging on the wall is the main body, and the countless clues in the picture are intertwined. The dense words seem to hide countless information. The whole poster is gloomy in color and floating in shadow, rendering a strange and suspenseful atmosphere, which makes people want to find out.

As can be seen from the boot site map, the leading actors are not only in excellent condition, but also extremely suitable for the characters in "Romantic Tips". Luo Shu, played by Hu Bingqing, has a delicate mind, insight into people’s hearts, and is smart and decisive, which coincides with my cold and stubborn temperament. Qi Menglin, played by Zhai Zilu, seems to be a wan ku, but in fact, he is full of affection and righteousness, and has a childlike heart, which is very consistent with his image of being full of youth. As soon as the news that the two co-starred in "Romantic Tips" was exposed, it triggered a heated discussion among netizens, and they all expressed their expectation that the two partners for the first time could spark a different spark. In addition, Han Muzhi, a modest gentleman who is as gentle as jade, is played by He Peng, who is introverted and quiet, and Liu Wan, a dignified and beautiful lady, is played by Ding Xiaoying, who is fresh and sweet. It is reported that besides the joining of young actors, there are more powerful actors waiting to be announced, so you can wait and see!

The exploration of ancient costume reveals the world and conveys the spirit of women’s independence and self-improvement

"Romantic Tips" focuses on many different types of cases, which are treacherous, unpredictable or thought-provoking. Each story is exquisitely laid out and interlocking. In the process of constantly searching for the truth, the protagonist will always have an unexpected plot reversal. Behind all these confusing cases are love, hate and ignorance, which not only reflects the various social situations at that time, but also shows the complexity and unpredictability of human nature.

The play begins with Luo Shu’s efforts to be redeemed from his family, unwilling to be at the mercy of fate, and tells the inspirational legendary story of his assistance to the county government in solving strange cases and regaining his freedom. Romantic Tips shows that although Luo Shu, the heroine, is stuck in the mire, she tries her best to save herself, bravely fights against the unfair fate and realizes the self-growth and redemption of women. Qi Menglin, the leading actor, doesn’t care about secular prejudice, and his consistent respect and love for Luo Shu also makes him have some charm. How to interpret these two outstanding actors, Hu Bingqing and Zhai Zilu, is full of expectations. "Romantic Tips" officially started intensive shooting today, and more exciting, so stay tuned!

Watch out! When the defecation habit changes abnormally, it may be this kind of cancer.

  According to the 2018 China Malignant Tumor Report released by the National Cancer Center, the incidence of colorectal cancer in China is on the rise, with the incidence and mortality ranking third and fifth respectively. Diet is one of the most important aspects in analyzing the pathogenic factors of colorectal cancer. It can be said that many colorectal cancers are "eaten by patients".

  Qilu Evening News Qilu Yidian

  Reporter Qin Congcong

  A "disease of wealth"

  The average age of onset was 48.3 years.

  "Colorectal cancer is a rich disease." Liu Bo, director of the Digestive Ward of Shandong Cancer Hospital, told Qilu Evening News that colorectal cancer, also known as colorectal cancer, can be divided into colon cancer and rectal cancer according to the location of the tumor, which is a common malignant tumor in the gastrointestinal tract. In recent years, its incidence rate has been rising and it is showing a trend of youthfulness.

  Statistics show that the average onset age of colorectal cancer in Chinese is 48.3 years, which is 20 years younger than the average onset age of colorectal cancer in the United States, which is 69.8 years.

  Liu Bo introduced that at present, it is believed that the occurrence of colorectal cancer is the result of a combination of environmental factors and genetic factors. Among them, diet is a very important reason.

  "In the past, people lived in poverty, and colorectal cancer was not common in China. In recent years, with the substantial improvement of people’s living standards, the intake of high-fat and high-calorie foods has increased, making the incidence of colorectal cancer rising. " Liu Bo said that eating more red meat, eating processed meat products, drinking and smoking are all behavioral factors of colorectal cancer, and some people with high fat diet and high animal protein diet often have the characteristics of obesity.

  Liu Bo pointed out that great changes have taken place in people’s lifestyles, behaviors and modes of travel at present, and the decrease in exercise is also related to colorectal cancer. Some benign colorectal diseases can be high risk factors for colorectal cancer, such as ulcerative colitis, Crohn’s disease, adenoma and polyp. In addition, 15% of colorectal cancer patients have genetic background.

  Liu Bo admitted that at present, about 20% of colorectal cancer was stage IV at the initial diagnosis, and 80% of them showed unresectable metastatic lesions. In fact, colorectal cancer grows slowly and has a long incubation period. It takes 5-10 years to develop from precancerous lesions to cancer.

  "If we can detect and cut it in time, we can prevent the occurrence of colorectal cancer." Liu Bo said that the rising incidence of colorectal cancer is closely related to people’s lack of awareness of prevention, and colorectal cancer should be one of the cancer species with better prevention effect.

  Paying attention to defecation is conducive to early detection

  More than 80% of patients have symptoms of bloody stool.

  The key to tumor treatment is early. If it can be found, diagnosed and treated early, colorectal cancer can also achieve good therapeutic effect. Capturing the early warning signal from colorectal cancer in time is conducive to early detection of colorectal cancer.

  "Many people regard hematochezia as the main signal of colorectal cancer, but in fact, if hematochezia occurs, most patients are already in the middle and late stages of cancer." Liu Bo emphasized that the change of defecation habit is the main and common symptom in the early stage of colorectal cancer, which mainly refers to the change of defecation frequency (increasing or decreasing), the change of defecation characteristics (drying or thinning), and whether defecation is laborious or always feels inexhaustible. If the change lasts for more than 2-3 months, it needs to be taken seriously.

  Of course, bloody stool is also a signal of colorectal cancer. Research shows that 80%— 90% of colorectal cancer has symptoms of bloody stool, and the blood is bright red or dark red, often mixed with mucus or pus. Sometimes you can see the tumor tissue falling off in the feces, but it is often not early. Chronic hematochezia may also bring anemia, and the elderly should pay special attention to it.

  The occurrence of colorectal cancer often leads to intestinal function problems. Therefore, some patients will have abdominal pain and bloating. This kind of pain is manifested as paroxysmal colic, which lasts for several minutes, and there is gas escaping through the pain, abdominal distension, followed by exhaust, and then the pain suddenly disappears. It can also be manifested as discomfort or dull pain in the right lower abdomen, accompanied by abdominal distension, intestinal peristalsis, constipation and obstruction of exhaust. If left untreated, vomiting may occur later.

  "When these symptoms appear, we should be vigilant enough and seek medical examination as soon as possible." Liu Bo said that fecal occult blood test is the most important means of non-invasive screening for colorectal cancer. This method is non-invasive and more suitable for crowd screening, and it is recommended to be conducted once a year.

  Many authoritative organizations in the United States recommend that fecal DNA detection be applied to early screening of colorectal tumors in asymptomatic people, and the recommendation period is once every 1-3 years.

  Colonoscopy occupies a unique and irreplaceable position in colorectal cancer screening, which is the core of colorectal cancer screening process. Colonoscopy biopsy or pathological examination of resected specimens is the "gold standard" for the diagnosis of colorectal cancer. Endoscopic resection of precancerous lesions can reduce the morbidity and mortality of colorectal cancer. High quality colonoscopy is recommended every 3-5 years. In addition, there are screening methods such as sigmoidoscopy screening, colon CT imaging technology and colon capsule screening.

  Drink yogurt often.

  Can reduce the risk of illness

  Liu Bo introduced that with the progress of medicine, the treatment of colorectal cancer is constantly improving and improving. At present, the main treatment methods are surgery, chemotherapy, radiotherapy and endoscopic treatment, as well as gene therapy, targeted therapy, immunotherapy and traditional Chinese medicine treatment.

  "The key to the long-term survival of patients lies in the combination of intense and effective systemic treatment and active and appropriate local treatment." Liu Bo pointed out that there is no single treatment method for any tumor. Doctors will choose the best individualized treatment method according to the patient’s condition, create a cure opportunity through surgery, continue the treatment in different lines of treatment, prolong the patient’s life and improve their quality of life.

  Of course, no matter how the treatment is, what people want most is to stay away from cancer. For colorectal cancer, Liu Bo said, research shows that physical activity, intake of dairy products, intake of fruits, intake of vegetables and adequate dietary fiber, and conscious choice of a healthy lifestyle are the factors that reduce its risk.

  Recently, a study published in Gut, the official journal of the British Gastroenterology Association, said that eating two or more servings of yogurt a week can help prevent colorectal cancer, but it is only effective for men. This study followed up about 90,000 people (including 32,606 men and 55,743 women) for 26 years.

  "Yogurt can change the microbial flora in the intestine, especially lactobacillus and Streptococcus thermophilus, which are common in yogurt, and can eliminate some carcinogenic chemicals in the intestine. In addition, the pH value in the colon is low, and yogurt can improve the intestinal barrier dysfunction by exerting anti-inflammatory effect on the colon mucosa. " Liu Bo suggested that the Nutrition Society recommend that adults drink no more than 400g of yogurt every day. Generally speaking, a cup of yogurt in the morning and evening or a cup of milk in the morning and a cup of yogurt in the evening is the most ideal.

Wu Tianming is gone, and his "sheep raising plan" is still making new blood for the film.

   Special feature of 1905 film network Unconsciously, it has been two years since Director Wu Tianming left us. He has a far-reaching influence on China’s films. Apart from the fifth and sixth generation directors, a group of young filmmakers are growing up under his shadow — — In the third month after Wu Tianming’s death, his daughter Wu Yanyan participated in the establishment of the "Wu Tianming Youth Film Special Fund" to support young directors, screenwriters and producers. This plan was called "Sheep Raising Plan" by Yan Xiaoming.

 

     During the 69th Cannes Film Festival, the young people planned by the producers of the Wu Tianming Youth Film Special Fund got a preliminary understanding of the methods and channels of overseas financing and distribution by attending the Cannes Film Workshop and talking with filmmakers from six major international film festivals. Through the dialogue with them, we can also spy out the different demands and methods of financing and distribution of different types of films overseas.

 

Producer Shan Zuolong of The Last Night on Earth

 

   Shan Zuolong began to make documentaries in 2008, and later became a film curator. In 2015, he officially became a producer. The Last Night on Earth is a new work by young director Bi Gan, who won the Golden Horse Award for Best New Director for his debut.

 

    1905 Movie Network: Is this trip to Cannes mainly about finding a co-production?

    

    Shan Zuolong: Yes, in fact, we are not short of mainland capital. The most important problem lies in the capital structure. I think it is more suitable for the European market for such a project. In fact, it is a project for overseas markets. Under this premise, I think it is a very good choice to co-produce with Europe. At present, it may be a Sino-French co-production or a Dutch co-production.

  

    1905 Movie Network: As a young producer, what do you think of Fang Li’s kneeling down to arrange films?

 

   Shan Zuolong: Laos has kneeled more than 10 million yuan at the box office, which is very difficult. In fact, my team and I have always had a close relationship with Laos. When we were doing a film festival in Hangzhou, he supported us, that is, when I was most short of money in the middle of the night, I called him, and he gave me money in the early morning. I think he is a very, very brave and rich film businessman. We used to save a Zhoushan film festival. When we were in Hangzhou, we met with their Zhoushan leaders. At that time, I found that he could not stand still.

Sonam Renqingjia, producer of Ram and Gabe

 

    Sonam Renqingjia worked as a boarding primary school teacher in Tibetan areas, and then as a teacher in Lhasa. Later, touched by director Sonthar Gyal, he quit his beloved teacher’s job and went to Beijing to become a filmmaker. Ram and Gabe is a new work directed by Sonthar Gyal.

 

    1905 Movie Network: As a part of China movies, what are the characteristics of Tibetan movies?

 

    Sonam Renqingjia: Tibet has a label in many people’s minds. Tibet must be mysterious or close to God. But when we really get in touch, you can see that I am a human being, but we live in a relatively high place, but I speak Tibetan, and everything else is the same. Therefore, after Pema Tseden and Sonthar Gyal make movies, they will definitely let many people know that Tibet is not a mysterious name. I think this is the most important thing, not to create a mysterious movie for mysterious labels.

 

    1905 Movie Network: But the current situation is that most Tibetan films are literary films, and the business road is long.

 

    Sonam Renqingjia: I can only say that it depends on the situation. If you just dig up scripts that look for commercial elements, you can do it completely. But when it comes to real operation, I think there are many practical problems. The first is of course the problem of funds, and the second is that there is not enough experience.

 

    1905 Movie Network: How about finding a co-production of Tibetan movies?

 

   Sonam Renqingjia: Actually, it is a little difficult for us to find a co-production, and it is not for this purpose. Actually, it’s more about finding future distributors, because our film and the first two films have received good response abroad, and we have greater confidence in this script. Let’s meet some more distributors now.

 

Xiao Gancao, producer of Blizzard Coming.

 

     Blizzard is coming is the most mature of the five promotion projects. Behind the producer Xiao Gancao is the century-old film company that has launched such films. During Cannes, Blizzard Coming also launched its first poster.

 

    1905 Movie Network: How did you feel about attending the Cannes Workshop?

 

   Xiao Gancao: There is simultaneous interpretation in Chinese and English at the workshop site. As far as I know, the treatment of simultaneous interpretation is not much, and China should be one of the few. There are three or four hundred filmmakers on the scene, including directors, screenwriters and novelists, as well as people from distribution companies and publicity companies. I have heard at least 40 people, and said bluntly that we want to find a co-producer and partner in China. So even if there are no China films in the competition unit of Cannes Film Festival this year, you can still feel the influence of China filmmakers and China film capital on this film festival and the attraction of China to filmmakers all over the world.

 

    1905 Movie Network: Why is the synopsis of Blizzard Coming similar?

 

   Xiao Gancao: "Fireworks in the daytime" was the first film I participated in, so that film influenced a lot of my film views and attitudes. In the critical circle, some people say that Fireworks in the Day is the inheritance of western film noir, and the so-called similarity may actually be a sense of inheritance.

 

Wang Jijie, producer of "When Rijun Comes Again"

 

    Wang Jijie, who was born in engineering, ran all the way to the engineer. He chose to study film industry after his undergraduate course and became a producer of cinema films after graduation. Now, "When will you come again" has been successfully finished, and Wang Jijie hopes to send this film to the film festival.

 

    1905 Movie Network: Is "When will you come again" an artistic orientation?

 

   Wang Jijie: Yes, our positioning is very simple and direct. It is a literary film, and our goal is a film festival. Maybe the A-class film festival competition unit won’t work. Anyway, we will do our best to do public relations and shoot the film well to attend the film festival.

 

    1905 Movie Network: You just said that you hope the film will be on the domestic cinema, but it doesn’t seem optimistic as far as the current situation is concerned.

 

    Wang Jijie: I know it is difficult, but I am a person in the system. My company is a state-owned enterprise, and all procedures and actions follow the standard process. From another latitude, although our investment is very small, only 2 million, but I and the director, especially I must be responsible for this 2 million investment, in addition, I also want to let more China audiences see it.

 

Deng sheng, producer of "the blind"

 

    Deng Sheng used to be a lawyer in property rights, and later he was involved in the production of blockbuster movies. Now, as a independent filmmakers, he is holding a new project "No Watch" adapted from comics, and the target audience is young people in China.

 

    1905 Movie Network: What is the main purpose of attending Cannes Workshop?

 

    Deng Sheng: I think that to make a good film in China today, we need a lot of international cooperation, not only financial cooperation, but also cooperation at the creative level, story level and distribution level. So I think there are still many things we can learn from our foreign counterparts in this respect, including how to promote our own films and how to make use of film festivals. These are all some homework we need to do.

 

    1905 Movie Network: Are there any related gains after participating?

 

    Deng Sheng: Yes, let me give you an example. For example, when I attended a party two days ago, I received a gift, which was a condom. Later, I looked at that thing carefully and found that they printed the movie poster on it, and clearly printed on it all the time when they were in Cannes, which screening hall they were in. That is, filmmakers all over the world are trying their best to sell their works to publishers and audiences here. So I think this is something we need to learn.

Very rare, Japan and the United States have quarreled.

Play the lute
source map
Rare, quite rare, there was a fierce quarrel between Japan and the United States.
Here, Japan keeps making representations; Over there, America just turned a deaf ear.
Japan is now very helpless, headache and embarrassed …
What problem?
It is the fall of the American Osprey military aircraft in Japan. The cause of the accident is still unclear. The crash has caused the death of an American soldier, and the whereabouts of the remaining seven people are unknown. The large-scale search and rescue is still going on.
The Japanese are very anxious. The US military has deployed many Osprey military aircraft in Japan. This advanced American fighter plane is a killing machine, but it seems that it prefers to "kill its own people".
In August this year, an American Osprey fighter plane crashed in Australia, killing three people and seriously injuring many others. Earlier in Okinawa, an Osprey fighter plane crashed in Okinawa, Japan, and many people were seriously injured.
In addition, all over the world, every once in a while, there is news of the osprey falling.
For Japan, for the US troops stationed in Japan, there are now two fears, one is that American soldiers will play hooligans, and the other is that the US military Osprey will fall from the sky.
Therefore, after the latest crash, at 8: 00 am on November 30, Japan time, the Japanese Defense Ministry asked the United States in writing to immediately suspend all Osprey flights.
America, don’t worry, can you wait until the investigation is clear?
How did the United States react?
The United States turned a deaf ear and kept flying.
What can Japan do?
I can only count planes silently outside.
According to Japanese media reports, from the time the request was issued to 3: 30 pm on the 30th, Japan saw the US military take off and land the Osprey 20 times at Futenma Air Force Base and kadena air force base.
The next day, on the morning of the 1st, Japan observed that the US military took off and landed the Osprey 14 times in Okinawa.
Japan’s hard-won ban was thrown into the wastebasket by Americans.
At the Pentagon, US Defense Department spokesman Singh made it clear that the cause of the accident is still under investigation, but the Osprey will continue to fly.
As for the suspension requested by Japan, Singh replied: "We don’t think that the Japanese government has made a formal request to the US Department of Defense."
What is Japan’s written request?
Did Japan write Martian?
Japan, frustrated, had to take further action. Japanese Foreign Minister Yoko Uekawa made an urgent meeting with American Ambassador to Japan Emmanuel, demanding that the United States "provide information to Japan quickly".
Japan’s defense minister, Makihara, also made an urgent meeting with General Rupp, the commander of the US military stationed in Japan, and asked the US to confirm the safety of the aircraft before allowing it to fly.
It is really rare for the two ministers of foreign affairs and national defense to negotiate with the United States together. Japan is really in a hurry.
However, Japanese Chief Cabinet Secretary Hiroichi Matsuno lamented that despite Japan’s repeated requests, the US Osprey was still flying.
I was so angry that Danny Yucheng, the governor of Okinawa Prefecture, denounced the Americans as unreliable. "Unfortunately, the Osprey is still flying in Okinawa. I have serious doubts about the safety of the Osprey, even in their search and rescue operations."
I saw a report in Reuters, which even quoted so-called experts as saying that it was unexpected that this issue would become a major diplomatic dispute between the United States and Japan. "In the face of China’s increasingly tough military stance in the region, the United States and Japan have been building closer relations."
Where does this all follow? China is involved in everything.
Finally, what do you think?
Let’s make it three o’clock.
First, it is rare for Japan to take the lead.
It is very rare, very rare, to dare to directly ask the United States to immediately ground the Osprey fighter. But the key depends on the result. What is the result?
The United States directly ignored it, and Japan faded immediately, so it had to go back and count the planes by itself, and how many planes took off and landed, and how many planes took off and landed …
Japan is really wronged.
Second, the United States is really American.
What Japanese government demands?
We didn’t see it!
What Japanese written representations?
We don’t think you have made a formal request.
You know, this is still Japan, the third largest economy in the world. In the eyes of the United States, there is no red line or bottom line in Japan.
This is true for Japan, not to mention the United States to other small countries.
Third, there will be a price in the end.
There is a curse for people who are crazy, and there is rain for people who are crazy.
I don’t know if you have noticed, but recently, American and Japanese fighters have dropped a bit.
In addition to the recent Osprey fighter, in March this year, two US Black Hawk helicopters collided, with nine soldiers on board, and none survived.
Oh, also, in April this year, a Black Hawk helicopter crashed in Japan, killing 10 people, including the head of a lieutenant general’s division, which is considered to be the biggest loss of the Japanese army in decades.
In addition to aircraft, American warships are also frequently involved in accidents, especially near the South China Sea.
For example, in 2022, an American F-35C carrier failed to stop on the "carl vinson" aircraft carrier and fell into the South China Sea; In 2021, the American nuclear submarine "Connecticut" hit a mountain in the South China Sea, and was almost scrapped, and another 11 sailors were injured; In 2017, the US guided missile destroyer "McCain" collided with a Liberian cruise ship. The "McCain" was knocked out of a big hole and 10 US sailors died …
Reporting/feedback

Xing Wei explained in detail: In addition to donating money and materials, what role can the insurance industry play?

  Xinhuanet Beijing, January 31 ST (Visit Suzhou and Hangzhou) In the face of the epidemic, life is paramount. Today, Xing Wei, Party Secretary and President of the Insurance Association, was interviewed by reporters on the epidemic prevention and anti-epidemic situation in the insurance industry.

  Xing Wei introduced that as of 16: 00 on January 30, it is estimated that the money and materials donated by the insurance industry have exceeded 200 million yuan. More than 20 insurance companies have completed exclusive compensation, and the amount of compensation has exceeded one million yuan.

  The following is the full text of answering a reporter’s question:

  Reporter: The Notice on Strengthening Financial Services of Banking and Insurance Industry and Doing a Good Job in Prevention and Control of Pneumonia Infected by novel coronavirus was issued in China Banking and Insurance Regulatory Commission.(Hereinafter referred to as the "Notice")After that, how did the insurance association deploy in the first time?

  Xing Wei: According to the spirit of China Banking and Insurance Regulatory Commission’s Notice, the Insurance Association issued six initiatives to all its member units: First, it deeply understood the importance and urgency of doing a good job in epidemic prevention and control, and made it the most important work at present. The second is to open a green channel for insurance claims to ensure timely and efficient claims service. The third is to strengthen insurance innovation and provide exclusive insurance products and services for epidemic prevention and control. The fourth is to give full play to professional advantages and cooperate with the public in knowledge propaganda and psychological counseling. Fifth, carry forward the spirit of great love and actively donate to key epidemic areas. Sixth, strengthen safety protection and do a good job in its own epidemic prevention and control.

  At the same time, the insurance association made a decision at the first time and donated 500,000 yuan to the epidemic area. Earnestly do a good job in statistical summary and reporting of donations from member units. We also provide free courses for the industry and the public through China Insurance Network University, including the development trend of serious illness and insurance response in China, typical risk cases of personal insurance, prevention of illegal fund-raising, etc., hoping to bring you more relevant knowledge reserves.

  Reporter: What specific rescue actions have been taken by the entire insurance industry in actively helping the epidemic prevention and control?

  Xing Wei: After the outbreak, various insurance institutions acted quickly, donating a lot of money and materials to key areas, and donating insurance to medical staff. At the same time, they made promises to consumers in the aspects of reporting and consulting, medical expenses prepaid and prepaid, claims without insurance policies, and electronic self-service.

  The Insurance Association also advocates that the industry should cancel the restrictions on hospitals, drugs at its own expense and treatment items, and the restrictions on waiting period and observation period, etc., and take the initiative to check out customers who are at risk, and modify some clauses to include pneumonia infected in novel coronavirus in the scope of claims.

  Reporter: Up to now, how much has the insurance industry donated this time?

  Xing Wei: Love action has been going on, so the data has been updated. In addition, in order to fight the epidemic, in addition to donating money, some companies also purchased a large number of urgent needs such as protective gloves, masks and medicines from home and abroad to support the front line of fighting the epidemic.

  According to the statistics at 16: 00 on January 30th, it is estimated that the money and materials donated by the industry this time have exceeded 200 million yuan. It is mainly implemented by means of charities, the Red Cross, etc., and it is also directly donated to specific medical institutions.

  Reporter: Apart from donating money and materials, what special role has the insurance industry played?

  Xing Wei: It is worth mentioning that, in combination with its own advantages, the insurance industry gives full play to its strengths and provides a large number of exclusive insurance coverage for free. For example, some companies provide insurance coverage to local and foreign emergency doctors and nurses in Wuhan for the first time, including medical treatment, disability and death caused by pneumonia infected by novel coronavirus. Insurance companies have successively donated exclusive insurance products to medical staff and their families, government workers, armed police forces, media reporters, and frontline builders of two hospitals in Wuhan, Vulcan Mountain and Raytheon Mountain, with the insurance coverage exceeding 100 billion yuan. These exclusive insurance covers mainly death, medical treatment and accidents. In addition to the newly established exclusive insurance coverage, the insurance industry has also actively expanded the coverage of existing policies, and many companies have included the responsibilities of medical treatment and death caused by pneumonia in novel coronavirus into the scope of protection; Other types of insurance, such as accident insurance and travel trip cancellation insurance, also take into account the pneumonia situation in novel coronavirus.

  In this process, various insurance companies have also formulated effective measures to deal with the epidemic according to the requirements of their places, and launched many measures to benefit the people at the first time, including launching emergency plans, opening a 24-hour customer hotline and opening a green channel for claims settlement.

  Specifically, property insurance companies cover special emergency channels for surveying claims and reducing documentary claims for small cases, pay close attention to the epidemic situation, grasp the employee movements, and take corresponding measures according to different situations.

  Personal insurance companies, including the cancellation of drug restrictions, the cancellation of medical treatment items, the cancellation of designated hospitals, the cancellation of waiting period restrictions, the cancellation of deductibles, etc., as well as taking the initiative to investigate customers who are in danger, modifying some terms, including pneumonia infected by novel coronavirus in the scope of claims, and providing customers with convenient claims services as far as possible.

  At present, insurance institutions have carried out rapid claims in an orderly manner. As of 16: 00 on January 30, more than 20 insurance companies have completed exclusive claims, and the amount of compensation has exceeded one million yuan.

  In addition, some professional health insurance companies and Internet medical platforms under insurance companies give full play to their unique advantages in health resources, organize internal medical experts with medical background and clinical experience, and set up health consultation expert groups to provide health consultation services and medical guidance services for citizens, customers, employees and their families.

  At the same time, a number of insurance companies have joined hands with well-known online consultation platforms at home and abroad to provide free online consultation services for customers, and provide free consultation and epidemic prevention guidance services for citizens with pneumonia infected in novel coronavirus.

  Reporter: In addition to the actions of insurance companies, what measures have provincial insurance industry associations taken?

  Xing Wei: Provincial insurance industry associations all over the country attach great importance to it, and adopt different ways to advocate the whole industry to actively respond to the epidemic prevention and control war. Insurance institutions in all regions actively respond and issue emergency plans. Track the progress of the epidemic from time to time, and report the relevant situation of the epidemic regularly every day. Timely grasp the situation of epidemic protection and disposal of insurance institutions in their respective regions, and help and cooperate with insurance companies to make claims and donation plans.

  Reporter: What stories can you share in the process of helping the industry to fight the epidemic?

  Xing Wei: In this epidemic campaign, insurance institutions not only played their own functions, but also participated in the front line of anti-epidemic for the first time. Some companies organized the medical workers of their hospitals to join the medical team that rushed to Wuhan, and some companies opened the building of their hospitals as a medical isolation area. At the same time that enterprises undertake social responsibilities, employees also show their own style.

  For example, employees of some insurance companies, after learning that local centers for disease control and prevention are recruiting volunteers, take the initiative to apply to join the volunteer service team, take on the responsibility of driving and transporting the staff of the epidemic prevention and control monitoring team, and go to the homes of fever workers and their close contacts to carry out home follow-up monitoring of health status and the implementation of home isolation and prevention measures.

  During this period, many touching examples emerged. They are not afraid of danger, go deep into the front line, and go against the trend in the face of the epidemic, showing the brave side of insurance practitioners.

Zheng Haonan, a "gangster", exposed his marriage change, his wife cheated on him and took away his children, leaving only his old house!

In recent years, many Hong Kong big coffee players have come to the mainland to develop and even settle down here, and their career and life have been fruitful. Among them, Zheng Haonan, the villain male god, once caught fire in "Young and Dangerous", and now he has become one of the troops who moved to the mainland.

Because there is no drama to shoot, I came to the mainland to look for opportunities. In the past two years, I have often flown between the two places, and I have been separated from my family for most of the time. Unexpectedly, I have a big event, which makes his public emotional collapse and grievances, which makes people look very sad.

According to Hong Kong entertainment media reports, Zheng Haonan revealed that he wanted to divorce his wife when he attended the publicity activities of the new film "One Prison, Two Dooms". They are currently negotiating a divorce. At that time, reporters from the scene flocked to interview him, and he also became the focus of the audience. As soon as the news of the divorce was reported, it attracted countless netizens to discuss it.

In the publicity activities, Zheng Haonan made it clear that there was an irreparable rift between himself and his wife, and their marriage was also in trouble, which made people booed for a while. In an interview with reporters, he also said that he couldn’t contact his wife and children when he got home at the end of last year, but he finally contacted his wife and asked him to contact his lawyer. He said that he was also very helpless at that time.

At the same time, he also revealed an imaginative answer to the reporter. He said that the reason for the divorce was not because of himself, because he was filming in Hong Kong and his wife and children were in Malaysia. He also worked hard for nearly a year and went home immediately after work, but his family had already left the building, and his wife and children moved elsewhere.So obviously, Zheng Haonan has hinted that it was his wife who cheated on her in marriage and had a third party.

This is Zheng Haonan’s second marriage. His first marriage was with Japanese actress Oshima Yukari, and their relationship lasted only three years. In 1994, they divorced.

In 2002, Zheng Haonan settled in Malaysia and met his current wife, Bao Ailing. They fell in love quickly and then entered the marriage hall. Bao Ailing gave birth to a son and a daughter, and the family of four looked very happy.

It’s a pity that the good times didn’t last long, but now the marriage problem is like this. I work outside and finally go home. I found that the building was empty, only one ancestral home was there, and everything else was moved empty. The wife doesn’t talk to her now, and the children can’t see it. It’s just a state of disappearance. The last time I saw my child was in December last year, and the time spent together was very short. Now this situation appears again, which makes him very sad.

At the beginning of last year, Zheng Haonan fell ill from an old wound, and one person was recuperating in the Mainland, which also coincided with the Spring Festival. No one to accompany, a person in the hospital for the New Year, such a scene is very lonely.

I believe that my friends who enjoyed watching Hong Kong-made movies in their early years will be familiar with Zheng Haonan. Since he entered the business in 1980s, he has made many classic Hong Kong-made films, and many roles are impressive.

Zheng Haonan has appeared in many classic films, among which the representative works are enter the dragon among the Young and Dangerous, The Sun Is Like Me and other film and television works. Besides these films, he has also participated in shooting many classic Hong Kong dramas and cooperated with many film emperors to see the Imperial City.

I have to say that Zheng Haonan has made some achievements in his career, but he has been frustrated in his love. His wife has left him no assets, and a pair of children have been taken away and can’t be contacted. It is a bit sad that this situation is true. I hope he can handle things with his wife as soon as possible.

Down 15 basis points, the central bank just "cut interest rates"!

On August 22nd, the People’s Bank of China authorized the National Interbank Funding Center to announce the quoted interest rate (LPR) of the new loan market, in which the one-year LPR was 3.65% (3.7% last month) and the one-year LPR was 4.3% (4.45% last month). This means that the 1-year LPR will cut interest rates by 5 basis points compared with last month, and the 5-year LPR will cut interest rates by 15 basis points.

It is worth noting that the downward adjustment of LPR over five years is conducive to reducing the interest payment pressure of personal mortgage. Take the mortgage loan of 1 million with a term of 30 years as an example. If equal monthly repayment is chosen, the five-year LPR will be lowered by 15 basis points, which will reduce the monthly repayment amount by nearly 88 yuan and the total interest paid by nearly 32,000 yuan.

Experts believe that this round of asymmetric downward adjustment of LPR not only conveys the policy tone that monetary policy will remain loose, but also shows the policy signal that we will continue to care for stable economic recovery and confidence restoration, but not over-stimulate and continue to prevent funds from idling. Lowering the LPR by 15 basis points over five years will guide financial institutions to further reduce the interest rates of new and existing mortgages, reduce the burden on most loan buyers, stimulate residents’ housing consumption demand, and promote the stable and healthy development of the real estate market. Next, monetary policy should be strengthened in many aspects, not only to maintain price stability, but also to promote economic growth, boost confidence and expectations, and better help economic and social recovery.

LPR is asymmetrically lowered and monetary policy is overweight to stabilize the economy.

Previously, since the People’s Bank of China launched a 400 billion yuan medium-term lending facility (MLF) operation and a 2 billion yuan open market reverse repurchase operation on August 15th, the winning bid rates of the MLF operation and the open market reverse repurchase operation both dropped by 10 basis points. In the case that the pricing basis has changed, the market generally expects that the LPR quotation will be lowered this month.

The the State Council executive meeting held on August 18th further clarified that the LPR quotation will be lowered this month. The Standing Committee of the State Council pointed out that it is necessary to improve the formation and transmission mechanism of market-oriented interest rates, give play to the guiding role of quoted interest rates in the loan market, support the recovery of effective demand for credit, and promote the reduction of comprehensive financing costs for enterprises and personal consumption credit costs.

However, the market failed to form a unified opinion on how to lower the LPR quotation. Some viewpoints once thought that the LPR for one year and five years or more was lowered by 10 basis points. This LPR quotation adjustment is asymmetric downward adjustment, with 1-year LPR quotation reduced by 5 basis points and 5-year LPR quotation reduced by 15 basis points.

Ming Ming, chief economist of CITIC Securities, said that under the current situation that the demand for medium and long-term loans needs to be boosted, the "asymmetric reduction" of LPR will be more in line with the current policy objectives, which will help banks to make more profits from medium and long-term loans and release the demand for medium and long-term loans.

Dong Ximiao, chief researcher of Zhaolian Finance, said that this round of LPR downgrade has further reduced the financing costs of enterprises and residents. Wide credit needs cost reduction support. Through LPR, financial institutions are guided to continue to reduce the financing costs of market participants, reduce the burden on enterprises and residents, stimulate the financing needs of enterprises and residents, and enhance the stability of total credit growth. On the other hand, it helps to stabilize the confidence and expectations of enterprises and residents. At the same time, in the case that the developed economies such as the United States continue to raise interest rates, the LPR has declined this month, indicating that China’s monetary policy is more committed to "focusing on me" and taking into account external balance.

The interest rate of housing loans is expected to be reduced, and the expectations of the property market will be actively reversed.

Lowering the LPR by 15 basis points over five years will undoubtedly boost the demand for medium and long-term loans and effectively reduce the financing costs of residents and enterprises. In the opinion of many experts, the adjustment of LPR over five years will effectively boost the real estate market, which is still in the bottoming stage.

Pang Ming, chief economist and head of research department of Jones Lang LaSalle Greater China, told the Securities Times reporter that the asymmetric reduction of LPR by 15 basis points over five years is conducive to the completion of the important tasks of stabilizing expectations, stabilizing the main body, stabilizing growth, ensuring the delivery of buildings, ensuring people’s livelihood and ensuring stability. It can not only reduce the mortgage cost and monthly payment of buyers, but also promote banks to further reduce loan interest rates, actively lend to meet residents’ reasonable demand for housing, and promote developers to pay back money and help ensure housing.

Wen Bin, chief economist of Minsheng Bank, also believes that lowering the policy interest rate and then guiding the LPR downward will also help to release dividends to existing mortgage loans and raise residents’ consumption expectations.

Sun Binbin, deputy director of TF Securities Research Institute and chief analyst of fixed income, pointed out that considering Politburo meeting of the Chinese Communist Party’s demand for "stabilizing the real estate market", it is necessary to further reduce the interest rate of housing loans and move closer to historical lows. Referring to the lowest level in history, the interest rate of the first home loan reached 4.158% at the end of 2008, and the weighted average interest rate of individual housing loan was 4.34%. At present, the two indicators are 4.25% and 4.62% respectively, and it needs to be reduced by at least 10 and 28 basis points to reach the historical low.

However, in addition to the downward adjustment of LPR over five years, Zhang Dawei, chief analyst of Zhongyuan Real Estate, also called for the current policy of stabilizing the property market to continue to upgrade. At present, the problems faced by the property market are more about the expectation of the economy, and more and more active policies are needed to stabilize the property market. Only by truly reducing the cost of buyers can the market be stable.

The process of wide credit has been accelerated, and it is still possible to cut interest rates again.

Looking forward to the second half of the year, due to the large amount of MLF due from September to December, many experts predict that the subsequent MLF may continue to shrink and continue to do so in the current liquidity environment.

Pang Wei pointed out that there are still more than 2.5 trillion yuan of MLF due this year, so it is possible to continue to reduce the amount in the future, and the scale of the central bank’s reverse repurchase operation may still be cautious. Considering that the main force of monetary policy is to maintain reasonable and sufficient liquidity and steady and moderate growth of money and credit, and the key point is to promote the transformation from wide money to wide credit, the next step may be to adopt RRR reduction measures with lower capital cost, longer term and more convenient adjustment of bank capital structure.

Wen Bin believes that under the tone that the Fed’s rate hike has slowed down in the later period and the monetary policy is "I-oriented", the possibility of cutting interest rates again is not ruled out. The probability of RRR reduction in the third quarter is not high. However, if the real estate financing improves in the fourth quarter and the process of wide credit is accelerated, in order to provide long-term liquidity to the banking system and further reduce the debt cost, it is not excluded that a small RRR reduction of 0.25 percentage points will be carried out in due course.

Dong Ximiao said that next, monetary policy should be strengthened in many aspects, not only to maintain price stability, but also to promote economic growth, boost confidence and expectations, and better help economic and social recovery.

Original title: "Down by 15 basis points, the central bank just" cut interest rates "! 》

Tang Yanji Kung Fu Makeup How to Create Four Beauty Makeups?

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Tangyanji Kung Fu Cosmetics Taohe

Xishichen fish makeup

Xi Shi, the first of the four beauties, is famous for her fresh and elegant beauty. Her hibiscus-like beauty of sinking fish means that "birds are frightened into pineapples, and fish are afraid of sinking lotus flowers." It is "the beautiful color hides the present and the ancient, and the lotus is ashamed of its jade", and it is "it is always appropriate to compare the West Lake with the West Lake."

Clear water hibiscus, natural carving. The beauty of Xi Shi has a sense of propriety and shyness.

The overall makeup of Xi Shi’s imitation makeup is weak, and the flow of heavy eyebrows is indirect, and the deep facial features are not carved. Through elegant colors and slender eyebrows, the beauty of women’s skin is highlighted.

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Makeup disassembly

STEP1:

Create a transparent white makeup. Make facial lines more rounded. The whole makeup pays attention to the flawless matte texture, and the two-color concealer in the makeup tray can be superimposed for partial concealer.

STEP2:

With the eyebrow brush in the makeup box, dip the eyebrow powder No.002 in dark brown, and draw a thin and long willow eyebrow. The radian at the end of the eyebrow naturally droops and the brow naturally transitions.

STEP3:

Use No.001 light apricot powder eye shadow to make eye base, and apply No.002 coral powder blush to the end of eyes. Brush and dip 002 coral powder blush from the end of the eye to the cheeks.

STEP4:

Draw the inner eyeliner with Tang Zixuan black eyeliner in the makeup box, and slightly lengthen the end of the eye to create a natural and deep eye shape.

STEP5:

Dip the lipstick tray 01# twilight powder with a lip brush, outline the lip shape and fill it from the inside out.

Tangyanji Kung Fu Cosmetics Taohe

Zhao jun Luo Yan Zhuang

Wang Zhaojun was called "the beauty of falling geese" by later generations. Its natural beauty, piano, chess, calligraphy and painting, everything is fine. The so-called "Emei is peerless, which can make flowers ashamed in the forest", her gentle and graceful temperament and bright and touching facial features have fascinated countless people.

Wang Zhaojun imitates makeup, the overall makeup is bright and atmospheric, and the makeup color emphasizes red. The orange eye shadow blush creates a gentle and elegant feeling of Zhaojun, while the big red lipstick adds color, it also becomes the finishing touch of the whole makeup.

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Makeup disassembly

STEP1:

Apply bright concealer to the face to conceal the face and create a white and clean matte base makeup.

STEP2:

Use Blush 001# to brighten the eyes, nose bridge and brow bone.

STEP3:

Dip the eye shadow brush into 001 light apricot powder, sweep it over the eye contour in a large area, and then gently deepen the eye tail and lower eyelid with a deeper eye shadow 004# honey red brown to create a layered eye makeup.

STEP4:

Lightly trace the inner eyeliner with Tang Zixuan black eyeliner, and pull out the end of the raised eye.

STEP5:

Dip 002 dark brown eyebrow powder with eyebrow brush, tick out the willow eyebrow shape and fill it.

STEP6:

Dip blush 02# coral powder with a blush brush, clean both cheeks, and transition to the present.

STEP7:

Dip the lipstick plate 004# carmine with a lip brush, outline the lip shape and fill it from the inside out.

Tangyanji Kung Fu Cosmetics Taohe

Guanyue The Story Of Diu Sim Zhuang

The Story Of Diu Sim, with the beauty of "closing the moon", has a charming appearance. In The Romance of the Three Kingdoms, she has a touching beauty, charming and touching. The so-called "Tianxiang" has a good reputation in The Story Of Diu Sim, and the beauty of the moon is beautiful. “

The Story Of Diu Sim imitates makeup with thin vermicelli, lightly draws fine eyebrows, slightly dyes red lips, and her temples are thin and fluffy at will. The whole makeup gives people a lazy and casual charm.

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Makeup disassembly

STEP1: The base makeup is decorated with matte white foundation, and then the two-color concealer in the makeup tray is used for partial concealer to create white and flawless skin.

STEP2:

Draw the outline of crescent eyebrow with 002 dark brown, and fill it naturally with eyebrow brush. Crescent eyebrows are slender and slender, and the eyebrows are high and not eye-catching, which is characterized by long and glorious appearance.

STEP3:

Use 001 light apricot eye shadow as the base, then use 003 tan brown eye shadow to smudge the eyes to the end of the eyes, and use 005 meat powder to decorate the eyes to brighten and increase the layering of the eyes.

STEP4:

Use 001 condensed white highlights to brighten the brow bone and bridge of the nose, so that the facial contour is natural and three-dimensional.

STEP5:

Dip 002 Tan Brown Eye Shadow with a blush brush and mix 003 Albizia Albizia Blush, clean the eyes, and make a transition to the cheeks to increase the facial color.

STEP6:

Dip the lipstick tray 004# carmine mixed with 002 persimmon orange with a lip brush, outline the lip shape and fill it.

Tang Yanjiji Kung Fu Makeup Kit

Xiuhua guifei makeup

Yang Guifei, a flower-bashing beauty, is one of the four beauties in ancient times. She is famous for her round pearls, clear eyes and elegance. The so-called "if she but turned her head and smiled, there were cast a hundred spells, and the powder and paint of the Six Palaces faded into nothing", Yang Guifei’s smile is breathtaking, which can be described as "clever smile, beautiful eyes".

The imperial concubine’s makeup inherits the gorgeous style of the Tang Dynasty. The makeup face is gorgeous, the color is mainly pink, the foundation is slightly white, the face is plump and round, and the eyebrows are slender and upward, charming and domineering.

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Makeup disassembly

STEP1: White makeup, using two-color concealer, to modify facial blemishes, less facial repair, and pay attention to the richness of the outline.

STEP2:

Use 002 dark brown to outline the outline of the moon-edged eyebrows. The eyebrows are slender and clear, curved and rising, and the lines are round.

STEP3:

Use 001 light apricot powder eye shadow as the base, then use blush 003 coral powder to smudge the eyes to the end of the eyes, and use 005 meat powder to decorate the eyes, brighten the eye makeup and increase the hierarchy of the eyes.

STEP4:

Blush 001 can be used to coagulate white, create facial highlights, and brighten the nose and the middle area of the face.

STEP5:

Dip blush 002 coral powder with blush brush and mix blush 003 acacia red, clean cheeks and make a natural transition to increase facial color.

STEP6:

Dip the lipstick tray 003# big red with a lip brush and mix it with 004 carmine, outline the butterfly lip shape and fill it.

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The price reduction of BMW i4 in Changsha is coming! The reserve price is 348,200 yuan, so act quickly.

[car home Changsha Preferential Promotion Channel] Recently, preferential activities are being carried out in Changsha, with the highest preferential margin reaching 89,300 yuan and the lowest starting price dropping to 348,200 yuan. Interested consumers can click "Check the car price" in the quotation form to get higher discounts.

长沙地区宝马i4降价来袭!底价34.82万,赶快行动

The front face design of BMW i4 is very futuristic, and adopts the iconic kidney-shaped air intake grille. However, unlike traditional fuel vehicles, this grille has been closed, which is not only beautiful, but also has the function of reducing wind resistance. The body lines are smooth, the overall style is dynamic, and the side of the body is designed with a sliding back to create a sense of sports like a sports car. The design of the rear of the car is simple and powerful, and with the long and narrow LED taillights, the appearance of BMW i4 is both fashionable and dynamic.

长沙地区宝马i4降价来袭!底价34.82万,赶快行动

The body size of BMW i4 is 4785*1852*1455mm and the wheelbase is 2856mm. The car’s side lines are smooth, showing a compact and dynamic appearance. The front and rear wheel tracks are 1601mm and 1630mm respectively, ensuring stable handling and riding comfort. The former tyre size is 245/45 R18, and the latter tyre size is 255/45 R18. With the unique rim style, the overall sense of movement and visual appeal are enhanced.

长沙地区宝马i4降价来袭!底价34.82万,赶快行动

The interior style of BMW i4 is modern and exquisite, and high-quality materials are used to create a spacious and comfortable driving environment. The steering wheel is made of leather, which feels comfortable and supports manual adjustment up and down and back and forth. The 14.9-inch central control screen is a highlight of the interior, which integrates the functions of multimedia system, navigation, telephone and air conditioning, supports voice recognition control and is convenient to operate. The car is also equipped with USB and Type-C interfaces in the front and rear rows, which is convenient for charging and data transmission. The front seats provide heating function, and the main driver’s seat also has electric memory function, which provides personalized seat settings for drivers. The rear seats can be laid down in proportion to increase the flexibility of storage space. Seat materials include imitation leather, genuine leather and leather /Alcantara mix and match to meet the needs of different consumers.

长沙地区宝马i4降价来袭!底价34.82万,赶快行动

The BMW i4 is equipped with an efficient motor with a maximum power of 210kW and a maximum torque of 400 Nm. Strong power output enables drivers to enjoy excellent acceleration performance and driving pleasure.

In the evaluation of BMW i4, the owner of car home mentioned that "the sound insulation is good, the power is sufficient, and the appearance is king. I don’t think I can lose my sister Mercedes-Benz when I make the volcanic red interior". These real feedbacks reflect the excellent performance of BMW i4 in design and performance, which undoubtedly provides consumers with a choice worthy of consideration.

"Trade in the old for the new" activates the market "a pool of spring water"

It is beneficial to the present and the long term.

"Trade in the old for the new" activates the market "a pool of spring water"

□ Our reporter Hu Lizhen

Consumption is a powerful engine of economic development, which is connected with the macro-economy at one end and thousands of households at the other. Recently, the central level has focused on giving play to the role of consumption, continuously making arrangements for large-scale equipment renewal and "trade-in" of consumer goods, and playing a policy "combination boxing".

The Central Economic Work Conference held at the end of last year proposed to promote large-scale equipment renewal and "trade-in" of consumer goods by improving standards such as technology, energy consumption and emission. The fourth meeting of the Central Committee of Finance and Economics held on February 23 this year studied the issue of large-scale equipment renewal and "trade-in" of consumer goods, and pointed out that the implementation of large-scale equipment renewal and "trade-in" of consumer goods will effectively promote investment and consumption, which will benefit both the present and the long term.

The the State Council executive meeting held on March 1st deliberated and adopted the Action Plan for Promoting Large-scale Equipment Renewal and Trade-in of Consumer Goods (hereinafter referred to as the Plan). This the State Council executive meeting is a concrete implementation of the deployment of the Central Economic Work Conference and the Fourth Meeting of the Central Financial and Economic Committee, which means that this year’s consumption promotion policy will be launched in advance in key areas, which will promote the breakthrough of the "old-for-new" difficulty and activate the market.

Why is "trade-in" important?

At present, China’s economy is generally on the rise, but the influence of insufficient effective demand still exists. As an important part of effective demand, the recovery of consumption is of great significance to the annual economic performance. Among them, the consumption of durable goods, especially bulk durable goods, has the characteristics of high unit price and large proportion of total consumption, so it is one of the important graspers to stabilize consumption and promote consumption.

According to Sheng Chaoxun, director of the Strategic Policy Office of China Macroeconomic Research Institute, consumption is the end of social reproduction and the starting point of a new round of reproduction. Promoting large-scale equipment renewal and "trade-in" of consumer goods will stimulate the market to form new demand for large-scale production equipment and household appliances, help expand consumption, and smooth and accelerate the national economic cycle.

At present, the high-end, intelligent, green and digital manufacturing industry has become a general trend. Promoting large-scale equipment renewal and "trade-in" of consumer goods can promote the upgrading of industrial chain and the quality of end products. Sheng Chaoxun believes that, more importantly, "trade-in" will continue to expand market capacity and market space, so that various new technologies can compete and grow, and the domestic market will become an incubator, accelerator and amplifier of new quality productivity.

To stimulate consumption, there are many policies to focus on. The traditional demand stimulus policy usually acts directly on the increment, but this "trade-in" shows the adjustment of the policy idea of "mining the increment from the stock" Luo Zhiheng, chief economist and dean of the research institute of Yuekai Securities, said that the traditional stimulus policy has a limited effect due to factors such as high leverage ratio of enterprises, high market penetration rate of durable consumer goods and high household ownership. From the perspective of industrial transformation and upgrading and green economic development, the stock equipment of enterprises and residents has great room for upgrading, which will promote the continuous increase of the proportion of advanced production capacity, and more high-quality durable consumer goods will enter residents’ lives, and waste resources will be recycled.

Who will benefit from "trade-in"

According to media reports, recently, Ms. Lin, a consumer in Hunan Province, replaced several household appliances such as air conditioners, washing machines and water heaters in the form of "trade-in". These old household appliances that have been used for more than 10 years have been converted into cash and recycled by manufacturers.

Like Ms. Lin, with the financial support provided by the central finance, local governments and enterprises, many consumers will benefit from the "trade-in" policy. Ma Wei, vice chairman of the Presidium of the Council of China Household Electrical Appliances Service Maintenance Association, believes that green, intelligent, new technologies and experienced products and services can be provided to consumers through "trade-in" to meet their needs for high-quality life; At the same time, replacing those old products with "trade-in" can also eliminate the security risks caused by their "extended service".

According to data from the Ministry of Commerce, in 2023, the number of cars was about 340 million; Refrigerators, washing machines, air conditioners and other major categories of household appliances have more than 3 billion units. In 2023, the number of scrapped cars in China has reached 16.8 million, and the number of scrapped household appliances is expected to exceed 200 million. In recent years, the scrap volume of household appliances and automobiles has gradually increased, and the market potential is huge.

The "trade-in" policy will accelerate the scrapping of household appliances, automobiles and other products, release market demand and bring benefits to related industries. According to the Capital Securities Research Report, it is expected that a new round of household appliances "trade-in" will promote the implementation of the consumption policy, which will not only upgrade residents’ old household appliances, but also accelerate the increase in the number of range hoods, air conditioners and other categories in rural areas. People in the automobile industry said that the "trade-in" policy will further stimulate the demand for automobile replacement, which will bring more opportunities for self-owned brand cars to increase sales; At the same time, the active replacement policy can promote consumers to replace higher-level models, and the profitability of automobile enterprises is expected to be improved.

How to promote "trade-in"

From the previous experience of implementing the "trade-in" policy, most consumers actively support the policy and have a high degree of participation. At present, some enterprises and consumers are not willing to update equipment and "trade-in" consumer goods. The reasons are: first, the equipment can still be used normally and there is no need to change it; second, it needs to pay extra fees for replacing it.

Based on this situation, promoting the "trade-in" policy requires the coordinated support of fiscal and monetary policies, and fully mobilizes the enthusiasm of enterprises and consumers through incentive measures.

The "Proposal" clarifies the principle of "market-oriented and government-guided", which is to establish a clear market orientation for "trade-in" and avoid making the policy "one size fits all" and "sports", which will lead to the government’s squeeze on the market. Through policy guidance, business entities and consumers can decide whether to change or not according to their needs. This kind of "trade-in" is sustainable with the support of business logic, which is conducive to improving the efficiency of financial resources and avoiding new overcapacity that may lead to it.

"Trade-in" is not simply replacing the old with the new, but also taking into account the whereabouts and disposal of the replaced old products. The fourth meeting of the Central Financial and Economic Committee pointed out that large-scale recycling should be promoted, and the development of "trade-in+recycling" logistics system and new model should be strengthened. The "Program" also makes it clear that it is necessary to implement the overall saving strategy, promptly establish and improve the recycling system, promote the remanufacturing of waste equipment, and improve the level of resource recycling.

Guan Lixin, a researcher at the Institute of Circulation and Consumption of the Research Institute of the Ministry of Commerce, believes that improving the recycling system of renewable resources such as used household appliances is conducive to improving the life cycle service of durable consumer goods and solving consumers’ worries; On the other hand, it can also improve the efficiency of resource recycling and optimize the "trade-in" consumption environment.

To promote a new round of large-scale equipment renewal and trade-in of consumer goods, it is necessary to coordinate production, supply and marketing, upstream and downstream, government, enterprises and people, online and offline, and make comprehensive policies. Experts said that under the guidance of the government, we can "dance" with market demand, "coexist" with high-quality development, and "trade-in" to realize the two-way development of policy and market.

China quality newspaper