Longwan District presents awards to financial institutions that have made outstanding contributions to supporting local economic development.

The integration of technology and finance to help the high-quality development of self-created areas is one of the important contents of the creation of "two health" pioneering areas in the new era.

In order to give full play to the main role of local finance, Longwan District fully supports the development of small and micro enterprises in the region, actively explores the reform and innovation in technology and finance, helps science and technology enterprises break through the financing bottleneck, and builds a "fully closed-loop" technology and finance service system serving the construction of Wenzhou National Independent Innovation Demonstration Zone. At the same time, broaden the channels for enterprises to find capital, graft capital and embrace capital, effectively solve the problem of "difficult, expensive and slow" financing, realize the quick, convenient and seamless connection between scientific and technological resources and financial capital, and make it a model of deep integration of Wenzhou and technology and finance.

Mutual benefit between banks and enterprises

Send a "warm heart soup" to the private economy

"Very unexpectedly, I didn’t expect a patent certificate to apply for a loan." Mr. Lin, general manager of a shoe machine enterprise in Wenzhou, said excitedly, "Thanks to the intellectual property financing business launched by government departments, we have enough funds to continue production."

This enterprise is an independent manufacturer of high-tech shoe-making equipment. In recent years, it has successively developed new equipment such as intelligent folding machine and intelligent cutting machine, and applied for many patents. With the increase of uncertainties in foreign markets, it has encountered the problem of capital turnover. "Just when we were at a loss, the business assistant brought us good news, and the company’s intellectual property rights had the opportunity to be exchanged for money." Mr. Lin said that after contacting Longwan Rural Commercial Bank, it didn’t take long for the company to apply for a financing of 1 million yuan with its self-developed equipment patent.

At present, there are 1306 provincial high-tech SMEs and 205 high-tech enterprises in Longwan District, many of which are small and medium-sized enterprises like this. In order to help these small and medium-sized enterprises, which value technology over assets, solve the problems of insufficient funds and support the development of enterprises, Longwan District and Longwan Rural Commercial Bank jointly developed "specialized loan" products for intellectual property pledge financing, and changed "equity assets" into credit assets. At present, the fund gap of 157 million yuan has been solved for 93 small and micro scientific enterprises in the region, and the value of intellectual property rights has been further exerted.

In addition, Longwan District is the first in the province to launch "enterprise environmental loan" and change "credit data" into credit assets. Innovatively launched "contract loan" products, changed "pre-purchased assets" into credit assets, and handled the first mortgage loan business of pre-registration of first-hand commercial housing in the province, which solved the problem that "forward housing cannot be loaned".

Jian Sun, director of the financial service center of Longwan District, said that in recent years, Longwan District has insisted on resonating with the real economy at the same frequency, and through specialized operation, characteristic development and systematic operation, it has continuously innovated and optimized financial products, linkage mode and enterprise-helping services, continuously injecting financial blood into small and medium-sized technology enterprises in our city and creating a "golden business card" for Wenzhou technology and finance service.

Information becomes "gold"

One-stop financing service platform breaks through financing obstacles

Financial activities, economic activities; Financial stability and economic stability. Serving the real economy is the bounden duty of the financial industry, and it is also a fundamental measure to prevent and resolve financial risks. In view of the practical problems such as few financial institutions’ outlets, narrow coverage, low penetration rate, narrow financing channels for technology-based enterprises, multi-head contact and multi-site operation, Longwan District relies on Wenzhou technology and finance Center to effectively integrate resources such as technology banks, venture capital, guarantees and financial intermediaries to build a comprehensive service platform covering the whole process of financing docking, screening, matching, negotiation and tracking services.

"Convenient, really convenient!" This is a compliment to the comprehensive service platform after small and micro enterprises advocate that Mr. Wang obtain information and get loans quickly. It is reported that the comprehensive service platform has opened up an online information acceptance platform and an offline meeting room, giving full play to the role of a bridge and providing comprehensive financing services for enterprises and financial institutions.

"Financing is difficult and expensive" is an important problem in financial development. The comprehensive service platform introduces big data to accurately match supply and demand. Through investigation, visiting enterprises and sharing resources with departments, we will systematically collect and integrate the information of local enterprises and financial institutions, and establish a database integrating the financing demand information of scientific and technological enterprises (projects), technology and finance service information and investor information.

Through this model, enterprises with financing needs can choose suitable financial institutions and financial products according to their own conditions, just like entering a supermarket. Financial institutions can also "sit in the right place" and directly and accurately grasp the financing intention, qualification, credit, operating conditions and industry reputation of enterprises, effectively reducing credit risks.

At present, the database has collected 52 financial institutions, more than 200 science and technology enterprises with financing needs and more than 180 "double innovation" projects, and pushed more than 300 pieces of financing information to enterprises or institutions, speeding up the access of enterprises to financing such as science and technology credit and equity investment.

A basket of new policies

Help microfinance to try first.

Small and micro enterprises are at a disadvantage in the financing chain because of insufficient effective collateral, imperfect financial system and weak ability to resist risks. In view of the fact that technology-based enterprises have light assets, small scale, and "double high" financing threshold and cost, Longwan District systematically integrates low-cost financial resources, and promotes the "double reduction" of financing threshold and cost through measures such as guiding fund-driven, interest subsidy policy support and financing risk sharing.

In the face of difficulties, the government plays an active guiding role. By exploring the "1+N" parent-child fund investment model and amplifying the capital leverage through the sub-funds, social capital is driven to invest in strategic emerging industries, high-tech industries, advanced manufacturing industries and other fields that are closely related to economic transformation and upgrading. At present, 43 equity investment funds have been introduced through government guidance funds, and the asset management scale has exceeded 4 billion yuan.

As long as small and micro enterprises are immersed in industry, there is always a group of "smart stars" behind them. In view of the problem of expensive financing for enterprises, Longwan District has implemented discount subsidies for working capital loans and venture guarantee loans for small and medium-sized enterprises. An intelligent technology co., Ltd. in Wenzhou, because it has a patent right for scientific research and development, meets the conditions for handling patent pledge loans, and finally obtained a loan of 2 million yuan from Hangzhou Bank Science and Technology Sub-branch with its patent right as pledge, and the enterprise can also apply to the government for partial interest relief on the patent pledge loans.

Longwan District has also established a risk sharing mechanism of "government+bank+guarantee institution", guiding financial institutions to jointly tailor financial services such as bank investment, joint loan and credit guarantee for enterprises, and promoting the cooperation between technology banks and guarantee companies to set up a risk compensation fund pool for technology enterprise loans, so as to effectively reduce the financing risk of enterprises. Hangzhou Bank Science and Technology Sub-branch innovatively launched the "Kebao Loan" product, relying on the technology guarantee provided by the municipal financing guarantee company, and issued a total of 14.5 million yuan of corporate loans to 4 households.

On this basis, Longwan District launched a nanny service, followed by "sticking a pole to the end" and "internet plus Road Show" to further smooth the financing channels. At the same time, it broadcasted live on domestic platforms such as technology and finance Information Service Platform and Shenzhen Stock Exchange in China High-tech Zone, and conducted real-time interactive exchanges with more than 4,000 domestic venture capital institutions and more than 10,000 investors, and recorded and broadcasted high-quality road show projects to relevant platforms for promotion. At present, the center has held a total of 98 roadshows, including more than 410 projects, including 16 live roadshows, with an average online viewing volume of over 67,000. (Reporter Lin Yingying)

In today’s society, three insurances and one gold are of great significance to everyone’s life security and future planning. However, the process of handling three insurances and one gold may not be smooth sailing. Let’s discuss in detail how to handle it smoothly and the problems that may be encountered.

First of all, we should make it clear that three insurances and one fund include endowment insurance, medical insurance, unemployment insurance and housing accumulation fund. The first step is usually to understand the relevant policies and requirements of the unit.

For those who have a work unit, the unit is generally responsible for unified handling. The company will collect personal information of employees, such as ID number and household registration information, and report to relevant departments according to the prescribed procedures. In this process, employees need to actively cooperate and provide accurate information.

If they are freelancers or individual industrial and commercial households, the handling methods will be different. You need to go to the local social security and provident fund management department to handle it yourself. Before handling, you should prepare relevant documents, such as ID card, household registration book, business license, etc.

In the process of handling, you may encounter the following problems:

1. The information is inaccurate or incomplete. For example, the wrong ID number and the change of household registration information are not updated in time, which may lead to the blocking of the handling process.

2. Determination of payment base. The payment base of different regions and units may be different, so you need to understand the relevant regulations so as not to affect your rights and interests.

3. Transfer and connection. If the job changes, involving the transfer of three insurances and one gold, there may be complicated procedures and a long time.

In order to show more clearly the handling procedures and precautions in different situations, let’s look at the following table:

In short, handling three insurances and one fund requires us to make full preparations in advance, understand relevant policies and processes, and communicate with relevant departments to solve problems in time to ensure smooth handling and provide reliable protection for our lives and future.

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　　According to the latest real-time statistics of WHO, as of 16: 06 Central European Summer Time on August 18th (22: 06 Beijing time on August 18th), there were 208,470,375 confirmed cases and 4,377,979 deaths in COVID-19. On the 18th, there were 542,708 new confirmed cases and 6,739 new deaths in COVID-19.

　　WHO: Vaccine can effectively prevent severe illness and death caused by Delta mutant.

　　On the 18th, local time, WHO held a regular press conference in COVID-19. Sumiya Swaminatan, chief scientist of WHO, said that Delta mutant was highly contagious, and there had been cases of virus infection after vaccination. However, the vaccine can effectively prevent severe illness and death caused by Delta mutant.

　　Sumiya Swaminathan also stressed that wearing a mask is also very important. Recent research models show that in countries with high vaccination rates, everyone wearing a mask will reduce the community spread of the virus more quickly.

　　The number of cases has soared, and the medical system in Alabama in the United States has almost collapsed

　　On August 17th, local time, Don Williamson, president of Alabama Hospital Association, said that with the recent surge of infection cases in COVID-19, the state medical system has been overloaded. As of August 17th, local time, the number of critically ill patients (1568) who need beds has exceeded the total number of beds in the intensive care unit (1557).

　　The "hardest hit" of the Delta strain in Rio de Janeiro, Brazil

　　As of 19: 00 local time on August 17th, according to the data released by the Brazilian Ministry of Health, there were 37,613 newly confirmed cases of COVID-19 in Brazil, with a total of 20,416,183 confirmed cases.

　　The occupancy rate of intensive care beds in seven cities in Rio de Janeiro has reached 100%, the occupancy rate of intensive care beds in Rio de Janeiro, the capital, has reached 95%, and the occupancy rate of intensive care beds in the whole state has reached 70%, which is also the highest figure since June 13. Recently, Rio State has been the "hardest hit" of Delta virus strain of COVID-19, and the number of patients infected with this variant has exceeded 60% of the total number of infected people. Two weeks ago, the figures for Rio and Rio de Janeiro were 45% and 26% respectively.

　　The Vietnamese capital Hanoi will conduct the second round of large-scale Covid-19 testing.

　　According to the news of the Ministry of Health of Vietnam on August 18th, starting from August 21st, the health department of Hanoi, the capital of Vietnam, will test 800,000 Covid-19 samples from 13 groups of people in high-risk areas of the city. This is the second large-scale Covid-19 test in Hanoi recently.

　　The 13 high-risk groups that need to be tested include: take-away riders, sellers in traditional markets and small markets, salespeople in supermarkets and trade centers, grocery store practitioners, gas station workers, industrial parks and long-distance bus drivers, security guards in apartment buildings, industrial parks, institutions and non-governmental organizations, construction workers, pharmacy salespeople, warehouse workers, quarantine station attendants, anti-epidemic volunteers and sanitation workers.

　　Kenya’s national curfew was extended for another 60 days.

　　On August 18th, local time, the Presidential Palace of Kenya released a message saying that the recent report of the Kenyan Ministry of Health showed that the number of people infected with Covid-19 increased in many counties due to the failure of people to strictly abide by various epidemic prevention measures and the strong spreading ability of Delta mutant strains, and the positive rate of Covid-19 test in 18 counties exceeded 20%. Last week, the positive rate in 8 counties exceeded 30%.

　　In order to curb the further development of the epidemic, Kenyan President uhuru kenyatta announced that the national curfew from 20: 00 every day to 4: 00 the next day will be extended for another 60 days; Suspension of public meetings, including political meetings and election campaigns, for 60 days; Wedding funerals, traditional celebrations, etc. need to be strictly controlled within 100 people.

　　Up to now, the total number of confirmed cases in COVID-19 has reached 224,400.

　　North Macedonia tightened its entry policy on September 1.

　　According to a report by the North Macedonian News Agency on August 18th, local time, the government held a meeting on the evening of 17th to adopt the advice of epidemiologists and tighten the entry policy in view of the recent rebound of epidemic situation and the increase of newly confirmed cases and deaths. That is, starting from September 1st, both foreign and domestic citizens are required to have vaccination certificates or negative reports of nucleic acid detection within 72 hours when entering North Macedonia, and patients infected with Covid-19 are required to have rehabilitation certificates within 45 days.

　　According to the data of the Ministry of Health of North Macedonia on 17th, there were 999 new confirmed cases of COVID-19 and 14 new deaths in that country.

　　Singapore Jetstar Asia Airlines stipulates that all employees must be vaccinated with COVID-19 vaccine.

　　Singapore’s low-cost airline Jetstar Asia Airlines stipulated on the 18th that all employees must complete COVID-19 vaccination by October 1st at the latest, becoming the first airline in Singapore to set this requirement.

　　Jetstar Asia Airlines said that vaccination can reduce the risk of contracting Covid-19 and protect employees and people around them.

1905 movie network news On April 1st, the 17th anniversary of actor Leslie Cheung’s death, Zhang Ziyi and others recalled their memories of Leslie Cheung and told their thoughts about this outstanding actor.

Zhang Ziyi described himself in Weibo when he heard of Leslie Cheung’s death 17 years ago, but he still couldn’t hide his inner sadness. "On April 1st, 17 years ago, I was filming in Shanghai, when the SARS epidemic was very serious, and only we were left in the whole shooting base. I heard the news in the car that went to the scene. I kept my head out of the car all the way, tears kept flowing and the wind kept blowing. "

Although the two have never cooperated, Zhang Ziyi has always publicly acknowledged that Leslie Cheung is the "only idol" in her heart. She also deliberately forwarded her commemoration of Weibo in Leslie Cheung in 2014, bluntly saying, "Because of you, this time of year has become so special!"

Leslie Cheung’s friend Tang Hede also took an old photo, in which they shared an umbrella and Leslie Cheung smiled at the camera. Tang Hede commemorates Leslie Cheung on April 1st every year, which has lasted for 17 years. Tang Hede wrote: "You left us 17 years ago, but I know that you miss us all the time in another country, and you will give us encouragement and encouragement, especially in this severe time. I hope that we can work together to tide over this epidemic. “

Song Xiaochuan, a Peking Opera actor, is accepting the China Film Report.》During the interview, I also recalled the friendship between the film and Leslie Cheung.

Song Xiaochuan revealed that a few months before filming Farewell My Concubine, Leslie Cheung came to Beijing to learn Peking Opera and Peking Opera with his teachers. In the process of getting along, Leslie Cheung’s professionalism left a deep impression on him. Although the outside world has a variety of comments on Leslie Cheung, in Song Xiaochuan’s mind, he is always easy-going and childish.

The screenwriter reed is in the repair edition.Farewell my concubineAfter the screening date was confirmed, he recalled his impression of Leslie Cheung. Reed said, "When filming, I visited the class several times. Leslie Cheung is an actor that you can rest assured of. He works very hard and is serious. When filming, he ponders over the drama by himself, brewing emotions, so sometimes we don’t want to disturb him. At that time, the actors were very simple, and there was no star posture now. Even Leslie Cheung didn’t follow the class, including Gong Li and Ge You. They all came by themselves. "

In order to cope with the epidemic prevention and control, this year’s Leslie Cheung memorial activity was also held online, and fans commemorated their "forever brother" by taking photos.